Who qualifies for FRG (Regional Guarantee Fund) - Occitanie - Seed Loans Track?

Question 1

Accepted Answer

Who qualifies: small enterprises · not in difficulty

Question 2

Small Enterprises (within the meaning of the European definition: less than 50 employees), regardless of their legal form

Accepted Answer

Eliminatory condition: if it is not met, the applicant is not eligible. Source in the document: „Petites Entreprises1 (au sens de la définition européenne : moins de 50 salariés), quelle que soit leur forme juridique” (p. 1)

Question 3

Created less than 5 years ago and preparing for fundraising

Accepted Answer

Eliminatory condition: if it is not met, the applicant is not eligible. Source in the document: „créées depuis moins de 5
ans et en préparation de levée de fonds” (p. 1)

Question 4

Carrying out the essential part of their activity in Occitanie / Pyrénées-Méditerranée or establishing themselves there and developing projects involving technological innovation

Accepted Answer

Eliminatory condition: if it is not met, the applicant is not eligible. Source in the document: „exerçant l’essentiel de leur
activité en Occitanie / Pyrénées-Méditerranée ou s’y installant et
développant des projets relevant d’une innovation technologique” (p. 1)

Question 5

Eligible fields of activity: Energy transition, development of renewable energies, digital sector, agro-food production, biomass valorisation, engineering of materials and processes, health, biotechnologies, water, coastal and maritime economy and development of new services to businesses or to the population.

Accepted Answer

Eliminatory condition: if it is not met, the applicant is not eligible. Source in the document: „Domaines d’activité éligibles2
Transition énergétique, développement des énergies renouvelables, filière du
numérique, production agro-alimentaire, valorisation de la biomasse,
ingénierie des matériaux et procédés, santé, bio-technologies, eau,
économie du littoral et de la mer, développement de nouveaux services aux
entreprises ou à la population.” (p. 1)

Question 6

Activities of financial intermediation, real estate promotion and rental, agricultural enterprises with a turnover of less than 750 thousand euros and enterprises in difficulties within the meaning of European regulations are excluded.

Accepted Answer

Eliminatory condition: if it is not met, the applicant is not eligible. Source in the document: „Les activités d’intermédiation financière, de promotion et de location immobilières, les entreprises agricoles réalisant un chiffre d’affaires
de moins de 750 K€ et les entreprises en difficultés au sens de la réglementation européenne sont exclues.” (p. 1)

Question 7

Agricultural enterprises with a turnover of less than 750 thousand euros

Accepted Answer

Eliminatory condition: if it is not met, the applicant is not eligible. Source in the document: „les entreprises agricoles réalisant un chiffre d’affaires
de moins de 750 K€” (p. 1)

Question 8

Enterprises in difficulties within the meaning of European regulations are excluded.

Accepted Answer

Eliminatory condition: if it is not met, the applicant is not eligible. Source in the document: „les entreprises en difficultés au sens de la réglementation européenne sont exclues.” (p. 1)

Question 9

These enterprises must have benefited less than two years before the date of the seed loan application from innovation aid granted or examined by Bpifrance or from a prize in the National Competition for aid to the creation of innovative technology enterprises or from aid for research, development and innovation (RDI) within the meaning of European regulations on State aid to RDI.

Accepted Answer

Eliminatory condition: if it is not met, the applicant is not eligible. Source in the document: „Ces entreprises doivent avoir bénéficié depuis moins de deux ans à la date de la demande de prêt d’amorçage, d’une aide à l’innovation
accordée ou étudiée par Bpifrance ou d’un prix du Concours National d’aide à la création d’entreprises de technologies innovantes ou
d’une aide à la recherche, au développement et à l’innovation (RDI) au sens de la réglementation européenne des aides d’Etat à la RDI.” (p. 1)

Question 10

Bpifrance verifies that the enterprise has not received aid exceeding the ceilings provided for by applicable regulations (article 5.2.2 of the exempted framework regime not subject to notification No. SA.40390 relating to aid for SME access to financing).

Accepted Answer

Eliminatory condition: if it is not met, the applicant is not eligible. Source in the document: „Bpifrance vérifie que
l’entreprise n’a pas bénéficié d’aides supérieures aux plafonds prévus par la
réglementation applicable (article 5.2.2 du régime cadre exempté de
notification N°SA.40390 relatif aux aides en faveur de l’accès des PME au
financement).” (p. 2)